| Most people will I am sure agree that nothing is more | | | | injured, you potentially risk prosecution and going out of |
| important than the safety and well being of children. | | | | business completely. |
| And following recent news stories that has seen | | | | And the goods news for nursery owners is that using |
| nursery schools in the headlines for the wrong | | | | an expert when buying business insurance can often |
| reasons, it is becoming clear that nurseries more so | | | | mean premium savings. What many nursery owners |
| than ever before have to make sure they get | | | | do not understand is that nursery insurance experts |
| protection and peace of mind in the form of nursery | | | | often have specialist schemes with insurance |
| insurance. | | | | companies which means buying from them can result |
| And more than this, nurseries and indeed all businesses, | | | | in additional cover and lower premiums. Yes, you can |
| have a duty to try and reduce risks and prevent | | | | often actually get more protection for less money by |
| accidents and losses occurring. And yet in the world in | | | | using someone who can give you better advice. This is |
| which we live means that many peoples attitude to | | | | pretty rare in the business world as in most other |
| buying insurance has changed. For the purchase of car | | | | walks of life you would expect to pay more for |
| or home insurance, most people will now be more than | | | | specialist advice. |
| happy to visit an insurance comparison site, fill out a | | | | Another reason why you should perhaps consider |
| few details and buy the policy with the cheapest | | | | using a nursery specialist is that recent news has |
| premium. For protecting you car and home this might | | | | shown that some business owners do not actually |
| be ok providing you make sure the policy you buy | | | | know what cover they actually need. If you find a |
| gives you the cover you actually need and not just a | | | | nursery expert, they should be able to give you advice |
| cheap premium. | | | | and talk you through the various cover options |
| However, for nurseries and businesses in the childcare | | | | available. And you can be safe in the knowledge that |
| industry, it is not always clear exactly what cover and | | | | this is not to try and get you to pay more money but is |
| protection you need which is why using a nursery | | | | simply to make sure you get the exact cover and |
| insurance broker or company who specializes in | | | | protection you need. |
| providing protection for nurseries is perhaps not only | | | | As a nursery owner you will know how important it is |
| desirable but pretty much essential. | | | | to make sure our children are safe when in your care. |
| Finding out you are not covered or do not have | | | | Use a nursery insurance specialist and make sure if an |
| adequate insurance might be bearable if you spill wine | | | | accident does happen, you and your nursery will be |
| on your carpet at home but if you discover this as a | | | | covered. |
| nursery owner after a child in your care has been | | | | |