Florida Personal Injury Accidents - Child Breaks Wrist At School - Expert Advice

The following is an expert answer given by FloridaAnswer: Your email does not indicate what state you
Personal Injury Accidents Lawyer, Joseph M. Maus,live in.  I am a Florida personal injury accidents lawyer
and taken from AllExperts.com, a free Q & A servicespecializing in auto accident injuries, premises liability
on the internet:claims, and Florida workers compensation claims.  I
Subject: Son injured at Montessori schoolcan only advise you on what the law is in Florida
Question: My son is 5 years old and enrolled in apersonal injury accidents, so it is best that you speak
private Montessori school nursery for Kindergarten.  to an accident attorney in your area to find out what
He was playing in the school's "smaller" playgroundrights you may have.
when a boy pushed him aside and landed on him andA school is held responsible for dangerous conditions
his hand. This was the school's story.... The schoolwhich they know about, or should know about, and
notified us and we went to pick up our son and icedtheir failure to protect the children at the school from
his hand for the rest of the day. We then noticed hethe dangers.  However, I am not aware of any laws
was not using his hand or bending it.  Alarmed, wein Florida that require a school to have rubber padding
took him to the ER the next day and discovered hison cement areas surrounding a playground.  Because
wrist was fractured!!!!  Yet he insisted the incidenthe was injured at a kindergarten, there may be
occured on the grass.  He now has a cast on his armadditional safety requirements for playgrounds, but you
and we are confused as we all know a big kid can'tneed to speak with an experienced accident injury
break another kids bones???   We returned to thelawyer in your state to investigate further.
school on Monday with doubt and questions.  Our sonIt is not unusual to get different versions of injuries to
showed us where and how he fell.  We discoveredchildren at school.  If the school fabricated the initial
the already "small" playground had a cement walkwaystory, that is obviously unacceptable.  It may just be
surrounding the grass area; however it was poorlythe teachers did not see what happened, and they are
covered with green turf to of course resemble grassleft to rely on other students accounts of what
(to a 5 yr old anyway).    We then realized he hadhappened. Regardless, the school should have filled out
broken his wrist on the cement not by the boy landingan incident report detailing all the facts surrounding the
on him.   We reported the finding to the schoolincident.
secretary as the principal was in a conference. WeMost school have insurance for the type of incident
also asked  why it was improperly reported and weyou have described. Their insurance usually includes
were not handed an injury report on the day of the"medical payments coverage", or Medpay. Medpay is
incident.a type of insurance coverage that pays for medical
The report was then handed to us 4 days later only tobills which arise out of an injury that occurs at the
read that our son had tripped and fallen on the groundschool.  If you have incurred out of pocket medical
and several kids had fallen on him (yet another story).bills, you should speak to the school to find out whether
We are in shock that the school has such poorthey have medpay coverage.  If so, you need to
playground safety, poor manners of handling incidentssubmit the bills to the school's insurance company and
and not honest at all.    There should be at leastyou will be reimbursed.  You will need a copy of the
rubber padding or 4 inches of separation from theincident report to obtain the medpay coverage, if it
ground to the cement.   We took photos of the area.exists.
  The principal or head of school has yet to return ourIn order to determine whether you have a claim to
call for a meeting and it has been a week and a halfpursue, you should speak to an accident injury
since the incident.  Our son does not want to go backattorney.  Most attorneys specializing in premises
to school and we don't trust the school at all.  Theliability claims handle the claims on a contingent basis,i.e.
safety is poor and we want to report them as well asthe attorneys fee is a percentage of any money they
have them pay for the medical bills. Should we receiverecover for you, and offer a free, no-obligation
compensation and just how liable are they??? Clearlyconsultation to discuss whether you have a viable
not safe for our son so he is not attending but how docase.
we proceed with closure???